+48665405352
+48691966687
  • Contact

EU Helpers

  • Work
  • Employer
  • Recruiter
  • Jobseeker
  • Study
  • Relocation
Book Appointment
Quick Enquiry
Home
-
Blog
-
North Macedonia Work Authorization Guide for Non-EU Workers
work-in-europe

North Macedonia Work Authorization Guide for Non-EU Workers

north-macedonia-work-authorization-guide-for-non-eu-workers.jpg
Megan Carter
By: Megan Carter, Author
16 Oct 2026  ·  Updated 16 Oct 2026  ·  Views 771  ·  12 min read
Share

North Macedonia Work Authorization Guide for Non-EU Workers

North Macedonia's work authorization for non-EU workers (third-country nationals) involves distinctive North Macedonian multi-route framework including Temporary Residence and Work Permit as standard route, Highly Qualified Worker route for specialized workers, Investor Residence for investment-based residence, Intra-Corporate Transferee for multinational employees, Seasonal Work Permit for agriculture, and Family Reunification coordinated through Ministry of Interior (Ministerstvo za vnatrešni raboti), Employment Service Agency of North Macedonia (Agencija za vrabotuvanje), and North Macedonian embassies and consulates. This EU Helpers guide walks through North Macedonia work authorization for non-EU workers — international candidates can explore North Macedonian opportunities through EU Helpers. North Macedonia is NOT EU member but EU candidate country since 2005 (accession negotiations opened July 2022 following Prespa Agreement with Greece in 2019), NOT Schengen member, uses Macedonian Denar (MKD), NATO member since 2020 (30th NATO member — distinctive accession enabled by Prespa Agreement).

Understanding Non-EU Worker Framework

Non-EU worker framework represents primary category for North Macedonia work authorization.

Consideration Non-EU Reality
Framework North Macedonian third-country national framework
Multi-route approach North Macedonian framework
Temporary Residence and Work Permit Standard route
Highly Qualified Worker Specialized route
Investor Residence Distinctive investment-based route
Ministry of Interior Central North Macedonian authority
Employment Service Agency Labor market considerations
Documentation Comprehensive with Macedonian translations
Apostille Required for foreign documents
EMBG Essential post-arrival step
EU candidate context Distinctive North Macedonian integration framework

Non-EU workers represent primary category for North Macedonia work authorization framework with distinctive multi-route choices.

Main Non-EU Worker Authorization Routes

North Macedonia offers work authorization routes for non-EU workers.

Route Purpose Suited For
Temporary Residence and Work Permit Standard employment Standard non-EU workers
Highly Qualified Worker Specialized high-skill Specialists
Investor Residence Investment-based Investors
Intra-Corporate Transferee Multinational transfers Multinational employees
Seasonal Work Permit Seasonal employment Agriculture
Family Reunification Family basis Family members

Distinctive North Macedonian multi-route framework provides multiple routes for non-EU workers.

Temporary Residence and Work Permit for Non-EU Workers

Temporary Residence and Work Permit represents North Macedonia's standard work authorization for non-EU workers.

Temporary Residence and Work Permit considerations for non-EU workers include:

  • Qualifying North Macedonian job offer with North Macedonian employer
  • Labor market considerations through Employment Service Agency
  • Employment contract meeting North Macedonian labor law standards
  • Work permit from Employment Service Agency
  • Residence permit from Ministry of Interior
  • Comprehensive documentation

Temporary Residence and Work Permit represents standard North Macedonian framework for non-EU workers.

Highly Qualified Worker for Non-EU Workers

Highly Qualified Worker route provides specialized framework for non-EU workers.

Highly Qualified Worker considerations for non-EU workers include:

  • Specialized high-skill qualification
  • Qualifying North Macedonian job offer
  • Employment contract
  • Comprehensive documentation
  • Distinctive North Macedonian specialized high-skill framework

Highly Qualified Worker route reflects distinctive framework particularly valuable for specialized non-EU workers.

Investor Residence for Non-EU Workers

Investor Residence represents distinctive North Macedonian route particularly valuable for non-EU investors.

Investor Residence considerations for non-EU workers include:

  • Investment in North Macedonian economy
  • Investment thresholds vary by category
  • Distinctive North Macedonian investment framework
  • Family members can accompany
  • Pathway to residence

Investor Residence provides framework for non-EU investors.

Ministry of Interior Coordination for Non-EU Workers

Ministry of Interior coordination essential for non-EU worker employment authorization.

Ministry of Interior (Ministerstvo za vnatrešni raboti) coordination considerations for non-EU workers include:

  • Central North Macedonian authority handling residence permits
  • Route-specific application processing
  • Comprehensive documentation review
  • Applicant background verification
  • Decision on residence permit approval

Ministry of Interior coordination represents essential North Macedonian administrative step for non-EU workers.

Employment Service Agency Coordination for Non-EU Workers

Employment Service Agency coordination essential for non-EU worker labor market compliance.

Employment Service Agency (Agencija za vrabotuvanje) coordination considerations for non-EU workers include:

  • Work permit processing
  • Labor market considerations
  • Employment terms meeting North Macedonian labor law
  • Employer legitimacy verification

Employment Service Agency coordination represents essential North Macedonian administrative step for non-EU workers in standard routes.

Settlement for Non-EU Workers

Settlement involves distinctive North Macedonian post-arrival requirements.

Settlement considerations for non-EU workers include:

  • EMBG registration (Edinstven matičen broj na graganin — unified citizen master number — distinctive North Macedonian personal identification number)
  • Tax registration with Public Revenue Office (Uprava za javni prihodi — UJP)
  • Healthcare registration through Health Insurance Fund of North Macedonia (Fond za zdravstveno osiguruvanje)
  • Banking arrangements
  • Address registration
  • Various administrative processes

Settlement represents distinctive essential North Macedonian step for non-EU workers.

Residence Permit for Non-EU Workers

Residence permit represents essential legal residence status for non-EU workers.

Residence permit considerations for non-EU workers include:

  • Combined with work authorization through chosen route
  • Comprehensive documentation
  • Biometric data collection
  • Health insurance requirement
  • Financial means demonstration
  • Accommodation demonstration
  • Validity period specified

Residence permit combined with work authorization enables legal residence and work in North Macedonia.

Non-EU Worker Documentation

Non-EU worker documentation involves comprehensive requirements.

Essential documents for non-EU workers include:

  • Valid passport with sufficient validity
  • Employment contract meeting North Macedonian labor law
  • North Macedonian employer visa support
  • Employment Service Agency work permit documentation
  • Employer registration documents
  • Educational qualifications with Macedonian translations by certified court translator (ovlastuvan sudski preveduvač) and apostille
  • Professional experience CV and reference letters
  • Health insurance valid in North Macedonia
  • Criminal record certificate from country of previous residence with apostille
  • Biometric photographs
  • Proof of accommodation in North Macedonia
  • Financial resources evidence

Non-EU workers face comprehensive documentation requirements reflecting North Macedonian administrative framework.

Application Process for Non-EU Workers

Application process for non-EU workers involves sequential stages.

Stage 1 — Route evaluation. Non-EU applicant evaluates optimal route from North Macedonian multi-route framework.

Stage 2 — Job offer coordination. Non-EU applicant secures qualifying North Macedonian job offer (except Investor Residence).

Stage 3 — Work permit application. North Macedonian employer applies for work permit through Employment Service Agency.

Stage 4 — Visa application. Non-EU applicant applies for long-term visa at North Macedonian embassy.

Stage 5 — Documentation preparation. Non-EU applicant prepares comprehensive documentation.

Stage 6 — Biometric collection. Non-EU applicant provides biometrics.

Stage 7 — Visa issuance. North Macedonian embassy issues long-term visa.

Stage 8 — Travel to North Macedonia. Non-EU worker travels through Skopje International Airport.

Stage 9 — Ministry of Interior registration. Non-EU worker registers with Ministry of Interior.

Stage 10 — Settlement. Non-EU worker completes EMBG registration, Public Revenue Office tax registration, and Health Insurance Fund registration.

Employment Sectors for Non-EU Workers

Different North Macedonian sectors offer varying opportunities for non-EU workers.

Agriculture sector: Distinctive North Macedonian agricultural heritage with tobacco, fruit, vegetables, wine particularly Tikveš region.

Manufacturing sector: Distinctive automotive parts industry (Johnson Controls, Johnson Matthey, Van Hool, Dräxlmaier, Kostal, Kromberg & Schubert) representing distinctive North Macedonian manufacturing framework particularly in Technological Industrial Development Zones (TIDZ) providing substantial non-EU worker opportunities.

Textile and apparel sector: Distinctive Štip textile heritage.

Food processing sector: Distinctive North Macedonian food heritage.

Information technology sector: Growing North Macedonian IT sector particularly valuable for non-EU tech workers.

Mining sector: Distinctive North Macedonian mineral resources.

Wine sector: Distinctive North Macedonian wine particularly Tikveš region.

Language Considerations for Non-EU Workers

Macedonian (Makedonski) is official state language (distinctive South Slavic language with distinctive Cyrillic script — closely related to Bulgarian with distinctive separate identity). Albanian is co-official language (distinctive since 2019 Law on Use of Languages reflecting approximately 25% Albanian population). Turkish and Roma languages recognized in specific contexts. Documentation for work visa applications requires translations into Macedonian by certified court translator (ovlastuvan sudski preveduvač). English usage growing particularly in Skopje, IT sector, and international business. Learning Macedonian enhances integration for non-EU workers.

Salary Expectations for Non-EU Workers

Salary considerations for non-EU workers: North Macedonian salaries reflect emerging Western Balkans economy with growing opportunities particularly in automotive parts manufacturing, IT sector, and specialized sectors. Skopje typically offers highest North Macedonian compensation. Combined with North Macedonia's low cost of living (among lower in Europe), overall economics reflect North Macedonian Western Balkans standards. Macedonian Denar (MKD) currency reflects distinctive North Macedonian monetary framework.

Cost of Living for Non-EU Workers

Cost considerations for non-EU workers: North Macedonia has low cost of living (among lower in Europe). Skopje as capital has highest North Macedonian costs. Bitola (second-largest — distinctive "city of consuls" with historic consulates), Kumanovo (distinctive northern Macedonia), Prilep (distinctive tobacco heritage), Tetovo (distinctive Albanian-majority city), Veles, Ohrid (distinctive UNESCO Lake Ohrid heritage), Štip (distinctive textile heritage), Strumica, Gostivar, and various cities have varying costs with substantial regional variation.

Cultural Considerations for Non-EU Workers

Cultural considerations for non-EU workers include distinctive North Macedonian character with rich cultural heritage, distinctive North Macedonian Orthodox heritage (approximately 65% Orthodox Christian — distinctive Macedonian Orthodox Church — Ohrid Archbishopric), distinctive Islamic heritage (approximately 33% Muslim particularly in Albanian population), North Macedonian professional culture, distinctive North Macedonian social patterns, appreciation of distinctive North Macedonian gastronomy (distinctive tavče gravče distinctive bean casserole — distinctive national dish, distinctive ajvar red pepper relish, distinctive šopska salata, distinctive burek, distinctive Macedonian cheese heritage, distinctive Macedonian wine particularly Tikveš region, distinctive rakija), distinctive North Macedonian cultural heritage (distinctive ancient Macedonian Illyrian Roman Byzantine Bulgarian Serbian Ottoman Yugoslav independent heritage — distinctive crossroads civilization, distinctive Alexander the Great heritage shared with Greece), distinctive North Macedonian literary heritage, distinctive North Macedonian musical heritage (distinctive folk music, distinctive čalgija), distinctive North Macedonian Independence Day September 8 (1991 from Yugoslavia), distinctive Prespa Agreement 2019 (distinctive historic resolution with Greece), distinctive NATO membership 2020 (30th NATO member — distinctive accession enabled by Prespa Agreement), distinctive Mother Teresa heritage (born in Skopje 1910 — distinctive Mother Teresa Memorial House), and UNESCO sites (Natural and Cultural Heritage of Ohrid Region).

Family Considerations for Non-EU Workers

Non-EU workers bringing family should consider family reunification requiring valid relationship documentation, adequate financial resources, adequate North Macedonian accommodation, health insurance coverage, and processing at appropriate authorities.

Long-term Considerations for Non-EU Workers

Long-term considerations for non-EU workers include permanent residence typically after 5 years continuous legal residence, North Macedonian citizenship by naturalization typically available after 8 years continuous residence with Macedonian language proficiency and integration requirements. North Macedonian citizenship provides distinctive visa-free Schengen travel (North Macedonian nationals have visa-free Schengen travel since 2009).

Practical Considerations for Non-EU Workers

Practical considerations for non-EU workers include comprehensive documentation preparation with Macedonian translations and apostille, housing arrangements varying by North Macedonian city, healthcare through Health Insurance Fund of North Macedonia (Fond za zdravstveno osiguruvanje), banking arrangements, Public Revenue Office tax registration, EMBG registration, understanding North Macedonian Western Balkans emerging labor market, and coordination with North Macedonian authorities.

Travel Considerations for Non-EU Workers

Travel considerations for non-EU workers include Skopje International Airport (Aerodrom Skopje) as primary international gateway distinctive North Macedonian hub, Ohrid "St. Paul the Apostle" Airport (distinctive secondary gateway serving Ohrid tourist region), various European connections (particularly Istanbul Vienna Belgrade Zurich Frankfurt London Rome), distinctive Wizz Air significant presence, rail connections (though limited), extensive road connections and bus networks, land borders with Kosovo Serbia Bulgaria Greece Albania, and distinctive landlocked status. North Macedonia's NON-Schengen status requires separate visa for Schengen area travel.

Health Insurance Considerations for Non-EU Workers

Non-EU workers require valid health insurance coverage valid in North Macedonia for work permit applications. Post-authorization, non-EU workers access North Macedonian healthcare system through Health Insurance Fund of North Macedonia (Fond za zdravstveno osiguruvanje) after residence permit issuance and appropriate registration.

Working with North Macedonian Authorities

Working with North Macedonian authorities for non-EU workers involves coordination with Ministry of Interior (Ministerstvo za vnatrešni raboti) for residence permits, Employment Service Agency (Agencija za vrabotuvanje) for work permits and labor market considerations, Public Revenue Office (Uprava za javni prihodi) for tax matters, Health Insurance Fund of North Macedonia for healthcare, and North Macedonian embassies and consulates for visa applications.

Common Challenges for Non-EU Workers

Challenge: Route selection across North Macedonian multi-route framework.
Solution: Careful evaluation of Temporary Residence and Work Permit, Highly Qualified Worker, Investor Residence options.

Challenge: Investor Residence thresholds.
Solution: Understanding investment thresholds for Investor Residence route.

Challenge: Employment Service Agency work permit coordination for standard routes.
Solution: North Macedonian employer coordination for work permit application.

Challenge: Macedonian translation requirements with Cyrillic script.
Solution: Early coordination with certified court translator (ovlastuvan sudski preveduvač).

Challenge: Apostille arrangements for foreign documents.
Solution: Early preparation understanding country-specific procedures.

Challenge: EMBG registration.
Solution: Prompt registration post-arrival.

Challenge: Macedonian language learning with Cyrillic script.
Solution: Recognizing distinctive Macedonian language context and bilingual framework with Albanian.

Challenge: Non-Schengen status.
Solution: Understanding separate visa requirements for Schengen travel.

Challenge: Cultural adjustment.
Solution: Understanding distinctive North Macedonian Western Balkans culture.

Final Guidance

North Macedonia work authorization guide for non-EU workers covers distinctive North Macedonian third-country national framework with multi-route approach including Temporary Residence and Work Permit as standard route with Employment Service Agency work permit and Ministry of Interior residence permit, Highly Qualified Worker route for specialized non-EU workers, Investor Residence particularly valuable for non-EU investors, Intra-Corporate Transferee for multinational non-EU employees, Seasonal Work Permit, and Family Reunification coordinated through Ministry of Interior (Ministerstvo za vnatrešni raboti) and Employment Service Agency (Agencija za vrabotuvanje). North Macedonia's distinctive Western Balkans EU candidate positioning (EU candidate country since 2005 with accession negotiations opened July 2022 following Prespa Agreement with Greece in 2019 that resolved name dispute enabling EU and NATO advancement NATO membership since 2020 as 30th NATO member distinctive bilingual Macedonian-Albanian framework since 2019 Law on Use of Languages distinctive North Macedonian Orthodox heritage distinctive UNESCO Lake Ohrid heritage distinctive North Macedonian wine heritage particularly Tikveš region distinctive North Macedonian automotive parts manufacturing distinctive Mother Teresa heritage born in Skopje 1910 and distinctive North Macedonian cultural heritage with ancient Macedonian heritage) makes North Macedonia distinctive Western Balkans destination for non-EU workers particularly accessible given low cost of living and distinctive multi-route framework. Non-EU workers can explore North Macedonian opportunities through EU Helpers. EU Helpers supports non-EU workers with North Macedonia work authorization guidance and clarity on the latest official requirements from North Macedonian immigration authorities.

FAQs

What is North Macedonia's work authorization for non-EU workers?

North Macedonia's work authorization for non-EU workers involves distinctive North Macedonian multi-route framework including Temporary Residence and Work Permit as standard route, Highly Qualified Worker route, Investor Residence for investment-based residence, Intra-Corporate Transferee, Seasonal Work Permit, and Family Reunification coordinated through Ministry of Interior (Ministerstvo za vnatrešni raboti), Employment Service Agency (Agencija za vrabotuvanje), and North Macedonian embassies and consulates.

Is North Macedonia in the EU, Schengen, eurozone, and NATO?

North Macedonia is NOT EU member but EU candidate country since 2005 (distinctive long-standing EU candidate — accession negotiations opened July 2022 following Prespa Agreement with Greece resolving name dispute in 2019), NOT Schengen member (North Macedonian nationals have visa-free Schengen travel since 2009), NOT eurozone (uses Macedonian Denar MKD), NATO member since 2020 (30th NATO member — distinctive accession enabled by Prespa Agreement), and Council of Europe member since 1995.

What is North Macedonia's Temporary Residence and Work Permit for non-EU workers?

North Macedonia's Temporary Residence and Work Permit for non-EU workers is standard route requiring qualifying North Macedonian job offer, labor market considerations through Employment Service Agency, employment contract meeting North Macedonian labor law standards, work permit from Employment Service Agency, residence permit from Ministry of Interior, and comprehensive documentation representing standard North Macedonian framework for non-EU workers.

What is North Macedonia's Highly Qualified Worker for non-EU workers?

North Macedonia's Highly Qualified Worker route for non-EU workers involves specialized high-skill qualification, qualifying North Macedonian job offer, employment contract, comprehensive documentation, and distinctive North Macedonian specialized high-skill framework representing distinctive route particularly valuable for specialized non-EU workers.

What is North Macedonia's Investor Residence for non-EU workers?

North Macedonia's Investor Residence for non-EU workers is distinctive investment-based residence framework particularly valuable for non-EU investors with investment in North Macedonian economy, investment thresholds vary by category, distinctive North Macedonian investment framework, family members accompanying, and pathway to residence.

What is North Macedonia's Ministry of Interior for non-EU workers?

North Macedonia's Ministry of Interior (Ministerstvo za vnatrešni raboti) handles residence permits for non-EU workers. Ministry of Interior role includes processing Temporary Residence and Work Permit applications, Highly Qualified Worker applications, Investor Residence applications, Intra-Corporate Transferee applications, Family Reunification applications, and various administrative processes representing essential North Macedonian administrative framework.

What documentation do non-EU workers need for North Macedonia?

Non-EU workers need comprehensive North Macedonia work authorization documentation including valid passport, employment contract meeting North Macedonian labor law, North Macedonian employer visa support, Employment Service Agency work permit documentation, employer registration documents, educational qualifications with Macedonian translations by certified court translator (ovlastuvan sudski preveduvač) and apostille, professional experience CV and reference letters, health insurance coverage valid in North Macedonia, criminal record certificate with apostille, biometric photographs, and proof of accommodation.

What are North Macedonia's EMBG and settlement for non-EU workers?

North Macedonia's EMBG (Edinstven matičen broj na graganin — unified citizen master number) registration (distinctive North Macedonian personal identification number) and settlement requirements for non-EU workers include Public Revenue Office (Uprava za javni prihodi — UJP) tax registration, Health Insurance Fund of North Macedonia (Fond za zdravstveno osiguruvanje) healthcare registration, banking arrangements, and address registration representing essential North Macedonian administrative requirements.

What sectors have opportunities for non-EU workers in North Macedonia?

North Macedonia's sectors with opportunities for non-EU workers include agriculture (distinctive North Macedonian agricultural heritage — tobacco, fruit, vegetables, wine particularly Tikveš region), manufacturing (distinctive automotive parts industry — Johnson Controls, Johnson Matthey, Van Hool, Dräxlmaier, Kostal, Kromberg & Schubert particularly in Technological Industrial Development Zones), textile and apparel (distinctive Štip textile heritage), food processing, information technology (growing North Macedonian IT sector), mining, and wine.

How can EU Helpers help non-EU workers with North Macedonia work authorization?

EU Helpers supports non-EU workers with North Macedonia work authorization guidance including Temporary Residence and Work Permit evaluation, Highly Qualified Worker evaluation, Investor Residence evaluation particularly valuable for non-EU investors, Intra-Corporate Transferee evaluation, Seasonal Work Permit evaluation, Family Reunification evaluation, documentation preparation with Macedonian translations by certified court translator (ovlastuvan sudski preveduvač) and apostille arrangements, North Macedonian employer coordination, Ministry of Interior (Ministerstvo za vnatrešni raboti) coordination, Employment Service Agency (Agencija za vrabotuvanje) coordination, EMBG (Edinstven matičen broj na graganin) registration guidance, Public Revenue Office tax registration guidance, Health Insurance Fund healthcare registration guidance, cultural context guidance for distinctive North Macedonian Western Balkans character with bilingual Macedonian-Albanian framework, and clarity on the latest official requirements from North Macedonian immigration authorities.

Still have questions? Get in touch

support@euhelpers.com
+48665405352 | +48691966687
Equator II, al. Jerozolimskie 96, Warszawa, Poland KRS: 0001077333 NIP: 7011180860
Apply now
Category: work-in-europe
Tags: #europe #north-macedonia

Ready to work in North Macedonia?

EU Helpers guides non-EU workers through North Macedonia’s work authorization. From Ministry of Interior coordination to residence permit, we make your North Macedonian move seamless with distinctive Western Balkans EU candidate positioning.

Talk to our team Or send us a message

You might also read

work-in-europe

Norway Work Authorization Guide for Non-EU Workers

Oct 2026 · 12 min read
work-in-europe

Netherlands Work Authorization Guide for Non-EU Workers

Oct 2026 · 14 min read
work-in-europe

Montenegro Work Authorization Guide for Non-EU Workers

Oct 2026 · 12 min read
work-in-europe

Monaco Work Authorization Guide for Non-EU Workers

Oct 2026 · 14 min read

Enquire now

Free consultation on hiring workers for Norway

Recent Posts

  • Denmark Work Permit Visa Fees Jun 13, 2025
  • How to Get a Portuguese Work Visa? May 26, 2025
  • Top 10 In-Demand Jobs in Serbia May 22, 2025
  • How to Find English-Speaking Jobs in Paris? May 23, 2025
  • Why the Netherlands is Great for International Job Seekers May 23, 2025
  • Work Permit Process in Poland May 26, 2025

Trending Articles

  • 01
    Netherlands Work Visa Process Made Simple 2k views
  • 02
    Slovakia Work Visa Process Made Simple 1.9k views
  • 03
    Croatia Work Permit Process Step-by-Step for Non-EU Applicants 1.3k views
  • 04
    Austria Work Visa and Work Permit Requirements for Foreign Workers 1.3k views
  • 05
    Denmark Work Visa Requirements for Foreign Workers 1.3k views

Tags

North Macedonia Iceland Estonia Vatican City Bosnia and Herzegovina Slovakia Liechtenstein Montenegro Moldova Albania Editors Pick Croatia Ireland Finland Czechia Andorra Europe Lativa Lithuania Malta

Our Services

  • Job Seekers
  • Study Abroad
  • Relocation
  • Internship

Success & Trust

  • Client Reviews
  • Visa Approvals
  • Abroad Job Videos
  • Approved Work permit
  • Frequently Asked Questions

Resources

  • Blog
  • Europe Jobs
  • Jobs by Country
  • Immigration News

Partner with Us

  • Recruiter
  • Employers
  • Institutions

EU Helpers

  • About Us
  • Contact Us
  • Careers
  • Trademark Certificate
EU Helpers
Equator II, al. Jerozolimskie 96,
Warszawa, Poland
KRS: 0001077333
NIP: 7011180860
Get the latest European
opportunities delivered
straight to your inbox.
I confirm that I have read EU Helpers' Privacy Policy and agree with it.
© Copyright 2007–2026. EU Helpers Group sp. z o o. All rights reserved.
Disclaimer | Terms | Privacy Policy | Refund Policy | Anti-Fraud Policy